Capital that moves
at the speed of
your business.
Skip the bank. Lendify Solutions delivers fast, flexible working capital to real businesses — with decisions in as little as 6 hours.
The funding partner built for how business actually works.
Banks want perfect credit, two years of tax returns, and three months of your time. We don't.
Funded in 6 Hours
Apply in minutes, hear back fast. Most merchants receive matched offers within 6 hours of submitting.
Performance Over Paperwork
We underwrite on your revenue and business performance — not just a credit score. 500+ credit gets you in the door.
Up to $5 Million+
From $10K bridge capital to $5M+ expansion funding, programs scale to what your business actually needs.
All 50 States
Wherever your business operates in the U.S., we fund it. Restaurants, contractors, medical, retail, trucking — all industries welcome.
Minimal Documentation
Recent bank statements are usually all we need to start. No tax return marathons, no mountains of paperwork.
A Real Human, Every Time
Every merchant gets a dedicated funding specialist — a direct line, not a call center queue.
needs capital.
Predictable payments.
Today's cash.
Pay for what you use.
for itself.
Growth-approved.
unpaid invoices.
buying power.
One clean payment.
Do you qualify?
If you run a real, revenue-generating business, the answer is probably yes.
Credit Score
We accept scores from 550 and up. Business performance carries the weight.
Monthly Revenue
A minimum of $10,000 in gross monthly business revenue.
Time In Business
As little as 3 months of operating history to be considered.
US-Based Business
Operating in the U.S. with a U.S. business bank account.
Funded in three moves.
No branch visits. No 40-page applications. The whole thing happens online and on your phone.
Tell us what you need
Slide to your amount, answer a few questions about the business. Under 3 minutes, no hard credit pull.
Get matched offers
Our team reviews your profile and matches you with funding programs built for your revenue, industry, and timeline.
Money in your account
Accept your offer and receive funds — often within 6–24 hours of approval, wired directly to your business account.
Capital, your way.
Different businesses need different structures. Your specialist will match you to the right one.
Small Business Term Loan
A lump sum with predictable payments over a fixed schedule. Built for planned projects, expansions, and hires.
Merchant Cash Advance
Turn future sales into capital today. Repayment flexes with your deposits — the fastest program we offer.
Business Line of Credit
Revolving access to capital on standby. Draw what you need, when you need it, pay only for what you use.
0% Business LOC
A business line of credit with a 0% introductory rate for a set promotional period, so you draw capital without paying interest while it lasts. Ideal for payroll gaps, inventory buys, or short-term cash flow needs. Pay down the balance before the intro period ends to avoid interest charges altogether.
Equipment Financing
Trucks, machinery, tech, and tools — financed so the equipment earns while your cash stays in the business.
SBA Loans
Low rates and long terms through SBA-partnered government loan programs. The strongest structure for qualified businesses that can work with a longer approval timeline.
AR / Invoice Financing
Stop waiting 30–90 days on unpaid invoices. Convert outstanding receivables into working capital now.
Asset-Based Lending
Use inventory, receivables, or equipment as collateral to unlock larger, flexible funding lines.
Property HELOC
A home equity line of credit secured by real estate you or your business owns, which typically unlocks larger limits and lower rates than unsecured options. Draw what you need, then reuse the line as you pay it back. A strong fit for financing bigger projects or building long-term working capital.
Mortgage Refinancing
Replace your current commercial or business property mortgage with a new loan at a lower rate or better terms. Cash-out options let you tap into built-up equity for renovations, expansion, or debt consolidation. A solid fit for property owners looking to cut monthly costs or free up capital.
Consolidation
Roll multiple open positions into one structured payment and free up daily cash flow immediately.
Straight answers.
Will applying hurt my credit?
How fast can I actually get funded?
What documents do I need?
My credit isn't great. Can I still qualify?
I already have a loan or advance. Can I still apply?
What industries do you fund?
Your deal moves through six fast stages.
From submit to wire — here's exactly what happens, and how fast.
Your business can't wait.
Neither should your capital.
Check your options in under 3 minutes — free, secure, and no impact to your credit.
Get Funded Now →